Principal Dental Plan12 Nov, 2015
Principal Dental Plan
If you are looking for dental coverage for your employees, a Principal dental plan may provide an affordable solution for your company. These dental plans are offered by Principal Life, a national insurance company backed by the Principal Financial Group, which provides dental coverage benefits mainly to organizations. The company's plans stress preventive care in order to maintain good dental health as well as helping to avoid costly remedial procedures later on. Here are some of the dental insurance options you can avail of from Principal:
Principal PPO Plan offers covered employees the flexibility to choose which dentist they will use. If they opt to go with an in-network dentist, they will enjoy increased benefits such as discounts on services. However, if they use a dentist outside of the network, they can still avail of benefits, but at a lower discount.
Employer-paid dental insurance plans are offered by employers in a cost-sharing basis with their employees. This product is the main Principal dental plan product offered by Principal Life, and provides a variety of contribution arrangements to meet the organization's and employees' particular needs. These plans offer all preventive services as well as basic and major procedures. If more than 10 employees are enrolled, the company has the option to receive additional benefits.
Voluntary employee-paid plans are offered to employees who do not receive dental benefits from their company. Affordable group rates are available with a variety of flexible contribution arrangements such as payroll deductions. The plan can be offered as a stand-alone policy or be bundled with employer-paid health plans.
Exclusive Provider Organization plans are offered primarily in selected California markets and require plan holders to seek dental care only from in-network dentists to avail of benefits. However, the Principal network of dentists is extensive, with more than 100,000 locations throughout the US.
For much more information, simply click on:
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